RIBA (interest)
Answer
بسم
الله الرحمن
الرحيم
We begin with Allah’s blessed name, we praise him and we glorify him, seek his forgiveness and ask him to guide us. Whoever Allah guides, None can lead astray and whoever he misguides, None can guide. There is no power and no strength except from Allah, The most high, the Most great, the most powerful. We bear witness that there is no one worthy of worship but Allah Alone, and we bear witness that Prophet Muhammad (pbuh) is His slave-servant and the seal of His Messengers. We pray for peace and blessings on all the noble messengers and in particular on the last of them all “the blessed prophet Mohammad (pbuh)”
Allah says in the Quran:
But those who devour 'riba'' become like the one whom Shaitaan has bewitched and maddened by his touch. They have been condemned to this condition because they say, "Trade is just like 'riba", whereas Allah has made trade halaal and 'riba' haraam. Henceforth, if one abstains from taking 'riba' after receiving this admonition from his Lord, no legal action shall be taken against him regarding the 'riba' he had devoured before: his case shall ultimately go to Allah. But if one repeats the same crime even after this, he shall go to Hell, where he shall abide for ever! Allah deprives 'riba' of all blessing but will give increase for deeds of charity, and Allah does not like an ungrateful, sinful person. QURAN [2:274-276]
From the above guidance of Allah, it is clear that a trade is not haram until & unless it does not deal with riba (or any thing prohibited by Allah & his messenger (pbuh)), & it is riba that is declared haram by Allah and his messenger (pbuh). You can analyze the severity of the sin & the anger of Allah against those who deal with riba in the below verse of quran.
Allah says in the Quran:
O Believers!, fear Allah and give up that 'riba' which is still due to you, if you are true believers. But if you do not do so, then you are warned of the declaration of war against you by Allah and His Messenger! QURAN [2:278]
So Allah warns & declares war against those who deal with riba in any way, in what ever conditions. So you can yourself understand, if you are dealing with riba, you are in a war with Allah. You are in a war which you can never win. And Allah deprives 'riba' of all blessing.
Allah says in the Quran:
That they took 'riba', although they were forbidden. And that they devoured men's substance wrongfully. We have prepared for those among them who reject faith a grievous punishment (of Hell Fire)! QURAN[4:161]
Narrated by Ali ibn AbuTalib
Ali heard Allah's Messenger (saws) invoke the curse of Allah on those who took usury, those who paid it, those who recorded it, and those who refused to give sadaqah.
Al-Tirmidhi [2829]
Henceforth, if one abstains from taking 'riba' after receiving this guidence from allah, no legal action shall be taken against him regarding the 'riba' he had devoured before: his case shall ultimately go to Allah. But if one repeats the same crime even after this, he shall go to Hell, where he shall abide for ever!
So if one really believes in Allah & his messenger, should always abstain from, taking riba, giving riba, recording riba, attaching himself to business dealing with riba, in order to prosper in this world & in hereafter.
And Allah alone knows the best.
I ask Allah to make this a sincere effort, seeking his pleasure, and I ask him to grant us refuge in him from the evils within ourselves, and that in our deeds. I ask him to grant us success in achieving whatever pleases him; And May Allah Shower His blessings and mercy upon our beloved Prophet
Muhammad (pbuh), his family and his Companions and on all those who follow him until the final hour.
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