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Riba (interest)

I have made tawbah, but i still pay interest on the loan taken before repentance, will i be punished for it? What do u mean by principal of Islam? The money we save in bank they use that money for business and they give us profit . I am in a difficult situation? My father was working in a bank, how can i save him from the wreath of Allah? Saving account and checking account halal or haram? Is working in a bank halaal? Repentance after committing Riba knowingly? RIBA (interest)? Working in BANK?